Health Insurance 2.0 - Total and Complete Group Health Support

When parting ways from your employer, there are 2 main options for health insurance.  The first is for Cobra and the other is Healthcare.gov.  For those who are unable to receive a subsidy from Healthcare.gov, our coverage from Health Insurance 2.0 is a superior plan to Cobra.  Cobra health insurance is one of the highest premiums on the health insurance market and is only available for 18 months in most cases.  We offer lower premiums and lower out-of-pocket expenses, equipped with a Medical Billing Specialist who will introduce your coverage to your doctor's office and eliminate any anxiety with your health insurance plan.  We are Health Insurance 2.0! www.CustomInsured.com

When looking for a new health insurance plan, the options on Healthcare.gov can be limited in both the pricing of the plan and having to only take an HMO network.  For those who want to pursue family and individual PPO plans, we have the best coverage on the market.  Not only will you have access to over 1 million health care providers, but you will also have access to our Medical Billing Specialist who serves as health insurance concierge for your family needs. This is an unmatched benefit that many will choose over Cobra (if leaving your prior employer)!  We are Health Insurance 2.0! Better health Insurance Options outside of Open Enrollment www.CustomInsured.com

When parting ways from your employer, Cobra health insurance is one option that can be quite pricey.  We offer alternatives to Cobra plans that lower premiums by about 20%, lower the out-of-pocket expense, and provide access to our one-of-a-kind Medical Billing Specialist to handle the coverage set up and provide assistance with all health-related claims.  These are unmatched benefits over Cobra health plans that many families and individuals are choosing instead.  We are Health Insurance 2.0. A preferred Alternative to Cobra www.CustomInsured.com

When an employee leaves their employer, most will consider their options with Cobra.  Cobra is the continued coverage from an employer that is available at the full price, or the price that the employer pays before the employee deduction.  This premium is at least double the amount the employee was paying as an employer, and likely higher if they are insuring family members.  We can save 20% over a cobra plan and offer benefits above and beyond Cobra insurance.  We are Health Insurance 2.0! Health Insurance Options for those on Cobra www.CustomInsured.com

  In this podcast, we interview Carolyn Tee with Heartland Financial and discuss the importance of small and medium-sized businesses/enterprises (SMEs) being able to adapt to the sudden arrival of the hybrid workforce.  Without adapting and responding to these changes, many SMEs will struggle in growing their business for the long term.  Thanks for listening! Listen to the Podcast www.BetterGroupHealth.com

  On this exclusive podcast, we interview Michael Schwartz at Health Karma regarding the recent changes within the newly evolved health insurance platform.  Listen as we discuss pivotal changes within customized health insurance plans.  Open enrollment is right around the corner and the new standard has arrived.   Podcast with Michael Schwartz at Health Karma www.BetterGroupHealth.com

Know Your Rights as  a  Patient   As a patient, you are entitled to  certain rights within the healthcare system. These rights stem from the ethical practice of medicine and basic human rights.  Below are some of the rights you  should keep in mind  as a patient.    The Right  t o  B e  T reated  w ith  R espect Regardless of a patient’s  age, religion, race, financial status, or health challenges.  All patients should expect to be treated with respect and without discrimination .   The Right to Obtain Your Medical Records ​ Having access to your medical records can help you make the most informed decision about your healthcare.  Under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) . Patients have the right to access their medical record , apart from psychotherapy notes   ( Your medical records ,  2020) .  A p atient may also designate a personal representati...

  Here is some insight on our podcast, from our Medical Billing Specialist, discussing how to read an Explanation of Benefits (EOB).  This is a great piece of information that many group health employees often misinterpret.  For more information on our unmatched benefits in a post-pandemic world, visit us at www.BetterGroupHealth.com .  Thanks for listening! Reading an Explanation of Benefits #PreferredGroupHealthPlans #EmployerPlans #EmployeeBenefits #EmployerBenefiits

Looks like the remote employee is more than just a “trend”. Businesses need to adapt!

  Here is a new podcast speaking to the evolution of remote employees.  Ellie Weidner of Hartland Payment Services weighs in with 20 years of employer benefit services and discusses key factors of consideration with remote employees.  HR and administrative personnel will be challenged with this forced evolution of the remote employee and will struggle to maintain long-term employees without the right approach.  We are Health Insurance 2.0! Series Podcast #4 #grouphealthplans, #employeebenefits, #grouphealthplans

  Here is a new podcast series speaking to the evolution of the workforce, the remote employee.  We discuss the challenges administrative and HR personnel will have without combing professional services to integrate these off-site employees.  We speak with Al Wagoner, a CPA out of Florida, on the importance of having the right back-end support for remote employees to be properly integrated into the company culture.  We are Health Insurance 2.0 ! Podcast www.BetterGroupHealth.com

  This is the 2nd podcast of our new series where we discuss the evolution of remote employees.  Without a proper integration into the new company culture, total support in employer benefits, and a truly effective line of communication many businesses will struggle to maintain these newly onboarded employees.  Join us, as we discuss this phenomenon and dissect proper ways to integrate off-site employees to join their on-site teammates.  On this podcast, we host Jeffrey Jackson with Heartland Payroll and dive into key considerations that HR and administrative personnel will face with this new evolution of employee growth.  We are Health Insurance 2.0! Podcast #2 www.BetterGroupHealth.com #employee benefits  #best group health plans

Here is a link to our new podcast series, The workplace evolution of the remote employee.   On this podcast, we interview a middle management consultant, John Thalheimer with True Star Leadership, and discuss the workplace phenomenon and integration of remote employees.  We discuss day-to-day operations and how to integrate employee benefits to accommodate these new employees.   What kind of culture will companies need to adapt to?  How can the employee feel like a part of the team without the water-cooler talk or being able to ask the next desk over how things are there as a new employee?  These are just a couple of the subjects that need to be discussed with HR and administrative personnel when onboarding off-site employees.  We are Health Insurance 2.0! Please stay tuned for more information on this subject.     Episode 1 of the new series www.BetterGroupHealth.com

  Moving forward, most companies will be adding remote employees to their workforce. Without the right structure and support, employer benefits like group health will continue to be a challenge for administrative roles. Implementing the right platform is the key to a successful transition  of remote employee benefits. Download the case study on remote employees Contact us to learn more on how to effectively provide total support for remote employees.  We are Health Insurance 2.0 ! www.BetterGroupHealth.com

  The #1 reason group health administrators struggle stems from the added time in assisting employees with medical claim issues.  We have a solution that will save time for administrators as well as improving employee morale.  See the link below.  We are Health Insurance 2.0! Download here

  Survey says...   Employees that like their health plan are likely to stay long-term with their employer. How do your employees view your health plan? Are your employees with pre-existing conditions receiving the support they need?   https://www.shrm.org/about-shrm/Pages/Membership.aspx We are Health Insurance 2.0! www.BetterGroupHealth.com

  Here is an educational video showing how to lock in long-term affordable renewal rates. Learn how to bring back true employee value with complete and total support. We are Health Insurance 2.0! Check out how we provide sound solutions to group health plans at www.BetterGroupHealth.com.  

  Click on the link below to access our key considerations for future renewal expectations.  Renewals continue to drive costs up and constrict long-term stability.  There are ways to reverse this phenomenon.  We are Health Insurance 2.0! Download our report 

  WHAT IS HEALTH INSURANCE 2.0? Health Insurance 2.0 represents an elevation of benefits and coverage for Group Health plans.  This platform is specifically designed to address many of the issues that are present in traditional group plans.   Here are some of the ways we can improve a group plan by upgrading it to Health Insurance 2.0 :  Medical Billing Specialist    A dedicated specialist will assist with setting up new coverage with doctor’s, medical facilities and dentists which eliminates the confusion and frustration that often comes when employees want to use their health insurance.

  HMO vs PPO Finding the right health insurance plan can be a struggle when considering network options. Here is a breakdown of HMO vs PPO health plans and how each works. Without the right billing network that matches up with the available doctors, employees will end up paying more than they bargained for.   Learn more about our services here .